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Plan F
Our most popular plan!!

What does Medicare Cover?

 

With Medicare supplement insurance, you can rest assured that out-of-pocket expenses will be minimal with an illness or severe injury.

"Missouri Only"
Annual open enrollment
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To make it easier for consumers to comparison shop for Medigap insurance, nearly all states have adopted regulations that limit the number of different Medigap policies that can be sold to

NO MORE THAN TEN

standard benefit plans.

  • Medicare won't cover everything. Even with Parts A and B, there are still deductibles and co payment amounts that you are responsible for.
  • If you're sick or hospitalized while traveling abroad, you will need to pay 100% of all medical costs - Medicare does not provide foreign emergency medical coverage.
  • There are 10 federally approved Medicare supplement plans - A through J. All insurers must offer Plan A, the basic care benefit plan. For more information see the Medicare supplement buyer's guide.
Missouri Only-

Annual open enrollment for current policyholders

Current policyholders also have the right to switch insurers each year, if they do so during the last month before or first month after their policy's anniversary date. For example, if your annual anniversary date of when your current policy was issued is July 1, you can buy a policy from a different insurer in June or July. To be safe, make your decision and complete the paperwork on switching insurers BEFORE your policy expires. Do not allow your Medigap coverage to entirely lapse.

Enrollees may only change to a like plan - for example, from Plan F at Insurer XYZ to Plan F at Insurer ABC.

This flexibility allows seniors and disabled Missourians to take advantage of price competition in the Medigap market and choose coverage with better service.