Annual open enrollment for current
policyholders
Current policyholders also have the right to switch insurers
each year, if they do so during the last month before or
first month after their policy's anniversary date. For example,
if your annual anniversary date of when your current policy
was issued is July 1, you can buy a policy from a different
insurer in June or July. To be safe, make your decision
and complete the paperwork on switching insurers BEFORE
your policy expires. Do not allow your Medigap coverage
to entirely lapse.
Enrollees may only change to a like plan - for example,
from Plan F at Insurer XYZ to Plan F at Insurer ABC.
This flexibility allows seniors and disabled Missourians
to take advantage of price competition in the Medigap market
and choose coverage with better service.
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